diff --git a/CHANGELOG.md b/CHANGELOG.md
index b0282e2..7ebc8f4 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,5 +1,11 @@
 # Changelog
 
+## 0.4.1
+
+### Fixed
+
+- Card-number redaction and the card-number check skip digit runs inside hex, base64 and ids, and `x402.payment_payload` evidence is no longer redacted. Parts of x402 signatures could be replaced with `[redacted:pan]`, which then failed verification and raised a false `evidence_invalid` alert.
+
 ## 0.4.0
 
 ### Added
diff --git a/halvorai_ingest/client.py b/halvorai_ingest/client.py
index 181fb7b..a7e50a5 100644
--- a/halvorai_ingest/client.py
+++ b/halvorai_ingest/client.py
@@ -67,6 +67,10 @@ def events_url(endpoint: str) -> str:
     return base if base.endswith("/v1/events") else base + "/v1/events"
 
 
+# JSON evidence that carries a signature over its own fields, so redaction would break it.
+SIGNED_JSON_EVIDENCE = frozenset({"x402.payment_payload"})
+
+
 @dataclass
 class ClientStats:
     emitted: int = 0
@@ -414,6 +418,9 @@ def _redact_event(self, event: dict[str, Any]) -> None:
         evidence = event.get("evidence")
         if isinstance(evidence, list):
             for item in evidence:
+                # A signed x402 payload is evidence only while byte-identical.
+                if isinstance(item, dict) and item.get("kind") in SIGNED_JSON_EVIDENCE:
+                    continue
                 if isinstance(item, dict) and item.get("format") == "json" and "value" in item:
                     item["value"] = redact_deep(item["value"])
                     item["sha256"] = evidence_sha256(item["value"])
diff --git a/halvorai_ingest/redact.py b/halvorai_ingest/redact.py
index 8b274a7..96debd9 100644
--- a/halvorai_ingest/redact.py
+++ b/halvorai_ingest/redact.py
@@ -16,7 +16,8 @@
     r"\b(cvc|cvv2?|security code)(\"\s*:\s*\"|\s*[:=]\s*|\s+)(\d{3,4})(\")?",
     re.IGNORECASE,
 )
-PAN_RUN = re.compile(r"\d(?:[ -]?\d)*")
+# Digits glued to letters or more digits (hex signatures, base64, ids) are not a card number.
+PAN_RUN = re.compile(r"(?<![0-9A-Za-z])\d(?:[ -]?\d)*(?![0-9A-Za-z])")
 
 MAX_DEPTH = 64
 
diff --git a/halvorai_ingest/validate.py b/halvorai_ingest/validate.py
index 7e7ecb5..ef85414 100644
--- a/halvorai_ingest/validate.py
+++ b/halvorai_ingest/validate.py
@@ -302,7 +302,8 @@ class Related(_Strict):
 
 def contains_pan(text: str) -> bool:
     """True when text holds a Luhn-valid run of 13 to 19 digits (spaces or dashes allowed)."""
-    for run in re.findall(r"\d(?:[ -]?\d)*", text):
+    # Same boundaries as the redaction: digits glued to letters (hex, base64, ids) are not a card.
+    for run in re.findall(r"(?<![0-9A-Za-z])\d(?:[ -]?\d)*(?![0-9A-Za-z])", text):
         digits = re.sub(r"[ -]", "", run)
         if 13 <= len(digits) <= 19 and _luhn(digits):
             return True
diff --git a/pyproject.toml b/pyproject.toml
index 2891952..92f29cd 100644
--- a/pyproject.toml
+++ b/pyproject.toml
@@ -1,6 +1,6 @@
 [project]
 name = "halvorai-ingest"
-version = "0.4.0"
+version = "0.4.1"
 description = "Signed, attributed payment events for AI agents. Never in the payment path."
 readme = "README.md"
 requires-python = ">=3.10"
diff --git a/tests/test_redact.py b/tests/test_redact.py
index f298ec2..f85c56a 100644
--- a/tests/test_redact.py
+++ b/tests/test_redact.py
@@ -15,3 +15,16 @@ def test_redacts_secret_key() -> None:
 def test_redacts_cvc() -> None:
     assert "[redacted:cvc]" in redact_text("cvc: 123")
     assert "[redacted:cvc]" in redact_text('"cvc":"999"')
+
+
+def test_leaves_digit_runs_inside_hex_base64_and_ids_alone() -> None:
+    for text in (
+        "0x9632e1311996ebcb38d7a4242424242424242b5beb14f513",
+        "c2lnbmF0dXJl4242424242424242AAA=",
+        "ord_4242424242424242x",
+    ):
+        assert redact_text(text) == text
+
+
+def test_still_finds_a_card_number_in_a_url_path() -> None:
+    assert redact_text("https://api.example/r/4242424242424242") == "https://api.example/r/[redacted:pan]"
diff --git a/uv.lock b/uv.lock
index 37257ad..7927e88 100644
--- a/uv.lock
+++ b/uv.lock
@@ -323,7 +323,7 @@ wheels = [
 
 [[package]]
 name = "halvorai-ingest"
-version = "0.4.0"
+version = "0.4.1"
 source = { editable = "." }
 dependencies = [
     { name = "cryptography" },