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mdjamiulislam/README.md

Hi, I'm Md Jamiul Islam 👋

Business Analytics | Corporate & Commercial Banking | Credit & Risk Analytics | Financial Analysis | Power BI | SQL | Python | Excel

I am a banking and analytics professional with 14+ years of experience across corporate banking, relationship management, credit assessment, financial analysis, portfolio management and business development.

I have complemented this experience with postgraduate study in Business Analytics at the University of Waikato, New Zealand, building hands-on capability in SQL, Power BI, Python, Excel, Tableau and R.

My portfolio focuses on practical business problems across banking, credit risk, fraud, customer retention, segmentation and predictive analytics.


Featured Analytics Projects

1. Fraud & AML Analytics

Python | PostgreSQL | Machine Learning | Power BI

End-to-end fraud analytics solution using 6.36M synthetic financial transactions, including data profiling, feature engineering, temporal model validation, risk-tier design and a ranked investigator alert queue.

  • Champion HistGradientBoosting model
  • 89.73% precision
  • 84.76% recall
  • 3,609 fraud-labelled transactions detected
  • Five-page Power BI dashboard

View Project


2. Credit Risk & Loan Portfolio Analysis

PostgreSQL | SQL | Power BI

Credit-risk and portfolio analytics project covering 2.26M loan records and 145 source fields.

  • Portfolio exposure analysis
  • Credit-grade and DTI risk assessment
  • Loan-performance segmentation
  • Vintage and watchlist analysis
  • Five-page Power BI dashboard

View Project


3. Customer Churn, Retention & Revenue Risk Analysis

PostgreSQL | SQL | Power BI | DAX

Analysed 7,043 customer records to identify churn drivers, retention priorities, CLTV patterns and revenue-at-risk segments.

  • Churn-driver analysis
  • Customer retention prioritisation
  • High-value at-risk segmentation
  • CLTV analysis
  • Five-page Power BI dashboard

View Project


4. Bank Marketing Analytics & Customer Propensity Modelling

Python | scikit-learn | Random Forest | Power BI

End-to-end campaign analytics and predictive targeting project using 45,211 bank marketing records.

  • Logistic Regression and Random Forest comparison
  • Champion Random Forest model
  • 79.13% ROC-AUC
  • Optimised targeting threshold
  • Propensity scoring and priority targeting
  • Five-page Power BI dashboard

View Project


5. E-Commerce Customer Segmentation Using RFM Analysis

PostgreSQL | SQL | Power BI | RFM

Customer segmentation project analysing approximately 397.88K transactions, 4.34K customers and $8.91M revenue.

  • Recency, Frequency and Monetary modelling
  • NTILE(5) RFM scoring
  • Customer segmentation
  • Revenue concentration analysis
  • Five-page Power BI dashboard

View Project


Technical Skills

Data & Analytics

  • SQL
  • PostgreSQL
  • Power BI
  • DAX
  • Python
  • pandas
  • scikit-learn
  • Excel
  • Tableau
  • R

Analytics & Modelling

  • Data profiling
  • Data cleaning
  • Feature engineering
  • Business intelligence
  • Customer segmentation
  • RFM analysis
  • Credit-risk analytics
  • Fraud analytics
  • Churn analytics
  • Predictive modelling
  • Model evaluation
  • Threshold optimisation

Banking & Commercial

  • Corporate Banking
  • Relationship Management
  • Credit Analysis
  • Financial Analysis
  • Portfolio Management
  • Risk & Compliance
  • Trade Finance
  • Foreign Exchange
  • Stakeholder Management

Areas of Interest

I am particularly interested in opportunities across:

Business Analytics | Business Intelligence | Banking & Financial Analytics | Credit & Risk Analytics | Fraud & AML Analytics | Commercial & Operations Analytics | Financial Analysis | Portfolio Analytics | Corporate & Commercial Banking | Relationship Management


Connect With Me


Portfolio Focus

I use analytics to connect data, financial understanding and commercial decision-making - with particular interest in solving problems across banking, risk, customer behaviour and business performance.

Pinned Loading

  1. fraud-aml-analytics fraud-aml-analytics Public

    End-to-end fraud and AML analytics project using Python, PostgreSQL, machine learning and Power BI.

    Python

  2. credit-risk-loan-portfolio-analysis credit-risk-loan-portfolio-analysis Public

    Credit Risk & Loan Portfolio Analysis using PostgreSQL, SQL, and Power BI

  3. bank-marketing-analytics-propensity-modeling bank-marketing-analytics-propensity-modeling Public

    End-to-end bank marketing analytics and customer propensity modelling using Python, scikit-learn, Random Forest and Power BI to improve campaign targeting and customer prioritization.

    Python

  4. customer-churn-retention-analysis customer-churn-retention-analysis Public

    Customer churn, retention and revenue risk analytics project using PostgreSQL, SQL, Power BI and DAX.

  5. ecommerce-rfm-customer-segmentation ecommerce-rfm-customer-segmentation Public

    E-Commerce Customer Segmentation using PostgreSQL, RFM Analysis and Power BI.